When you’ve got a poor credit score, it’s easy to hold off on the decision to buy that car or book that dream holiday because you think that you won’t be accepted to borrow money.

However, guarantor loans have been designed with people like you in mind. They make it much more likely that you’ll be accepted to borrow money and – because repaying monthly payments on time can help steadily improve your credit score – more likely that you’ll be approved for a standard unsecured personal loan or credit card in the future.